1300 Winsted Road, Torrington, CT 06790
12 Millerton Road, Lakeville, CT 06039
Toll Free: (800) 762-7369
Niche Markets
Having the right insurance policy is important to protect the potential financial losses of individuals and businesses. It can sometimes be difficult to find a policy that suits small, low-demand specialty areas that fall into the category of niche markets. Founders Insurance Group offers insurance products tailored for these unique exposures of niche markets, providing competitively priced policies, local service relationships, and differentiated coverage features.No matter how big or small, Founders Insurance Group will find the policy that is right for you.
Specialty Programs
Our niche market programs are custom-designed to include added coverage for your special considerations —above and beyond a typical insurance plan. Select a program on the right to learn more.
Sportsman Protect
Personal insurance protection for Connecticut and New York sports association members. Coverage includes but is not limited to:
- Firearms coverage – new, antique and rare
- Historic and high value home insurance
- Classic and vintage automobile coverage
- High value taxidermy coverage
- High umbrella limits
- Insurance for high value fly fishing equipment
- Sentimental valuable collections
Benefits to the program include:
- Participating clients may be eligible for a discount on their Connecticut homeowners insurance through the Hanover Insurance Company.
- Free consultation with a licensed insurance agent who understands the unique needs of the Sportsman or Sportswoman.
- Flexible billing options for home, auto and umbrella insurance policies.
- Opportunity to participate in the Sportsman Protect Referral Program.
Equestrian Protect
Personal and business insurance protection for Connecticut and New York equestrians. Coverage includes but is not limited to:
- Equine mortality coverage
- Historic and high value home insurance
- Special liability, care, custody and control coverage
- High umbrella limits
- Insurance for tack, trailers and other equipment
- Sentimental valuable collections
- Commercial farm insurance packages
- Animal collision and Livestock coverage
- Farrier and Horse club liability
Benefits to the program include:
- Free consultation with a licesned insurance agent who understands the unique needs of the equestrian.
- Flexible billing options on home, auto and umbrella insurance policies.
- Opportunity to participate in the Equestrian Protect Referral Program.
Kimberley Brusie
Account Executive
(860) 482-3506x11502
Towing Protect
Towing protect offers business insurance for Towing Operators.
Product highlights:
- Industry-leading products combining on-hook and garage keepers liability protection.
- Coverage for business interruption loss of use.
- Includes “completed operations” coverage.
- Transmission and trans axle coverage included.
- Discounts available for operations with 3 or more tow trucks.
- Flexible billing options.
Enhanced Value:
- Cargo & Contents coverage.
- Completed Operations coverage – liability protection for bodily injury or property damage occurring after an operation is completed.
- Customized Liability Coverage.
Ideal for “tow-for-hire” operations that operate within a 100-mile radius and primarily haul private passenger autos and light trucks.
Comprehensive Fuel Oil Dealer Insurance
Founders Insurance Group has over 25 years of experience insuring Fuel Oil Dealers in Connecticut. Program highlights inclulde:
- Multiple insurance markets with programs designed specifically for fuel oil dealers, including HVAC installation, service and repair.
- Comprehensive insurance policies including:
- Available Coverages in part:
- Aggressive claims handling – no unwarranted payments.
- Loss Prevention and Safety Programs and Materials.
- Ancillary Programs:
Property
General Liability
Workers Compensation
Umbrella/Excess Liability
Terminal Access card
Wrong Delivery – loss of product
Pollution Liability – work to a heating system
Pollution Liability – Broad Form Automobile
MCS (90)
Automatic Fill
Wrong Delivery of Liquid Product
Blanket Additional Insured for Suppliers
Contractor’s Equipment Tool Floater
Off Premises Installation Floater
Residential Tank Replacement for your customers
Residential Tank Pollution Liability for your customers
24/7 Spill Reporting and management with 800#
Subcontractor Management including Waivers/Certificate review
Pre-Audit Preparation and cost Containment Programs as needed
CTMA
Founders The Founders Insurance Group, Inc. and the Connecticut Tooling and Machining Association have formed an alliance that offers a high quality business insurance program exclusively for Connecticut Tooling and Machining Association members. This program, underwritten by General Casualty Insurance Company, includes unique coverages specifically designed for Connecticut Tooling and Machining Association members at very competitive rates.
Benefits Include:
- Important coverages automatically included for no extra charge for metal goods manufacturers - As good or better than the industry leaders.
- High property limits are available.
- Each CTMA member who becomes a client is assigned a personal service Account Manager for routine changes and questions.
- Direct reporting of claims is available 24 hours a day, 7 days a week.
- Workers Compensation Programs that can provide discounts for managed care and return to work programs. In addition there are competitive dividend plans that reward good loss history.
- A team of claim professionals are available to answer all of your questions.
- Free loss control training seminars and literature. Topics include Record Keeping, Lock-out/Tag-out, Safety Equipment, Noise Exposures and Controls and many more.
- Loss Control experts to work with you to prevent and minimize claims.
- Unique pricing that locks-in certain premiums over a long period of time. This helps guard against changes in market conditions that lead to dramatic price increases.
In addition to the Business Insurance Program, The Founders Insurance Group and CTMA have put together other great insurance incentives to members and their employees including auto and homeowners insurance at special group rates as well as employee benefits.
Visit the CTMA website www.ct-ntma.org. Click image below to view video.
AgriProtect
We understand that every farm operation is unique. AgriProtect by Founders Insurance Group will customize the coverages to fit your needs.
Operations Include:
- Dairy and Cattle Farms.
- Sheep and Goat Farms
- Horse Farms and Gentleman's Farms
- Wholesale Nurseries
- Wineries and Vineyards
- Aquaculture
- Grain, Field Crop and Vegetable Farms
Custom Coverages included but not limited to:
- Workers Compensation
- Excess Liability
- Farm Dwellings,Private Structures and Household Personal Property
- Equine Care, Custody and Control
- Blanket and Scheduled Farm Personal Property
- Pollutant Clean up
- Farm Computer Coverage
- Disruption of Farming Operations
- Animal Mortality Coverage
- Business and Personal Auto
Kimberley Brusie
Account Executive
(860) 482-3506x11502
Get An Expert's Advice
Call today to set up an appointment with one of our trusted advisors for a no-obligation consultation. We promise you will be impressed by our knowledge and our customer service.
