Individual and Group Benefits

Employee Benefit Specialists providing Customized Solutions and Dedicated Service

The Founders Insurance Group is a full-service provider of employee benefit sales and service with the ability to offer products from over 50 insurance companies, managed care networks and third party administrators. We take a personal approach to benefit plan design. We create a tailored, cost-effective benefit package that reflects your overall business strategy and your commitment to your employees. With over 30 years experience in the employee benefits marketplace, we have the knowledge and expertise to help you navigate the changing benefit landscape. We will help you take advantage of innovations and enhancements along the way.

A Diversity of Clients and Experience

The Founders Insurance Group current client base includes groups of one life to groups of over 1,200 lives and spans a variety of industries:

• Education
• Technology
• Service
• Municipalities
• Healthcare
• Manufacturing

We service:

• National accounts
• Growing companies with multi-site requirements
• Non-profit organizations
• Self-funded groups
• Fully insured plans

Our clients' benefit needs are as diverse as their lines of business, providing us with the experience and knowledge your business can rely on.

Providing the Information You Need to Make Informed Decisions About Employee Benefits

As a routine service to clients, The Founders Insurance Group will assess your benefit plan and market it to ensure that you are getting the most competitive pricing.

This thorough cost analysis and benefit comparison is driven by your requirements and includes:

• Bid management
• Rate negotiation
• Recommendations on plan design and carriers
• Risk assessment
• Identification of trends and new products
• Cost-saving alternatives

Our focus is on developing a plan and funding model that strikes a balance between employee satisfaction and business goals.

Strategic Relationship that Work for You

The Founders Insurance Group works with over 50 carrier and service providers in the marketplace, which allows us the flexibility and choice needed to build dynamic benefit plans. We know their product portfolios, their underwriting guidelines, their strong points and their customer service. Following is a sampling of the carriers we have partnered with:

Extensive Plan Offerings that give Employers
Control over Cost and give Employees Choice
in Benefit Selection

In response to changes in healthcare and the insurance industry overall, the employee benefits marketplace is continually generating new products and options. The challenge here is twofold: Keep up to date with the advancements, and incorporate them creatively to build
a comprehensive benefits package.

We can help you sort through the options and select a combination of plans that allows you to control cost, manage risk and address employee needs.

Value Added Services that Support the Human Resources Function and Streamline Benefit Implemenation and Administration

The Founders Insurance Group provides ongoing support to your Human Resource department, assisting in day-to-day benefit administration (i.e. enrollment, billing, ID cards and claims) as well as advising on personnel policies and procedures. We are a resource for questions on compliance issues, payroll deductions and the state and federal legislation that shape Human Resources policies.

• Employee Communication
• Enrollment and Claims Assistance
• Section 125
• Flexible Spending Accounts (FSA's)
• Employee Educational Meetings
• Human Resources Outsourcing
• COBRA Outsourcing
• Guidance on industry legislation, government regulations and legal requirements